To really get on track, take the longer view. Below, 4 people open up about their money challenges. Maybe you see yourself in one of them.
So it's barely February, and you're already slipping on your financial resolutions. So what? Forget despair and self-loathing. Here's a better idea: Make New Year's resolutions for 2021.
Ask yourself, "What do I need to do with my money now in order to be on track in 10 years?"
We found four people willing to get the tough answers to that question -- people whose situations mirror those of millions of Americans. The advice financial counselors gave them may very well also help you ring in a financially healthy 2021.
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